My China Star

In the Krasnoyarsk Territory on December 1, 2007, there were 196.4 thousand insured persons entitled to the funded part of labor pensions, which are decided on the order of administration of this part of the pension. The motives of these 13.8% of total future retirees (data side) that may be involved in the fate of their retirement savings, understand, as well as understand the reasons that cause the rest do nothing. Are there concerns and fears, "undecideds" the real reason? There are enough reasons for cautious attitude to the pension reform from the majority of our fellow citizens. Some of them are based on negative experiences of previous generations, others are not rational character. The ratio of the pension reform, and the opportunity to dispose of their pension savings, it would be quite different if we all saw the part of the state not only an attempt to shift part of responsibility on our shoulders, but the first real concern about the current pensioners. See more detailed opinions by reading what Celina Dubin offers on the topic.. Agree, hard to believe promises of a glorious future, watching the dreary present. However, whatever the immediate the results of pension reform miss the opportunity to dispose of its funded part of pension is not the best solution. If we consider the most common objections do not want to transfer the management of their savings in any other structure, except for government, we can conclude that the real reason is actually not so much.

Here they are: 1. My pension will manage non-financial institutions, of which I am very depend in old age. Under the current legislation strictly regulating and controlling the activities of pension funds and asset managers the financial organization violates the conditions of work with pension savings will not last for any considerable time and cause serious damage to save. In addition, the State has a subsidiary responsibility for the liabilities of the Pension Fund of the Russian Federation to the insured persons.

In early summer, the average price per square meter in the primary real estate market in Ryazan is 34.5 thousand rubles. On the secondary market this figure by mid-June was at around 38.6 thousand rubles / sqm. m. apartments in ready homes the first five months of this year have increased in price 4.6%. But the new buildings for the period from January to early June fell by 2.5%. Decrease in market prices of housing under construction is due not so much the fact that developers are going to decrease value of the "square" as the fact that entering the market new objects in the initial phase of construction are sold at prices below the market average.

Such objects appear in the market economy class, although less frequently than in previous years. And in the secondary market is definitely talking about the system growth in property prices early – this trend is not established, and from month to month, prices range (plus or minus 2%). Fig. 2 On the chart (Fig. 2) shows the average price of apartments different types. For sale in one room in Ryazan can be purchased at a price of 990 thousand rubles.

to 2.8 million rubles. One-bedroom apartments cost from 1.4 million rubles. to 4.6 million rubles., three-room – from 1.5 million rubles. up to 10 million rubles. One-bedroom apartments in finished houses are offered at a price of 980 thousand rubles. to 2.5 million rubles. "kopeck piece" – from 1.2 million to 6.8 million rubles. "treshki" – from 1.3 to 15 million rubles. In determining the cost of housing must take into account the many nuances: where the apartment is located, its area, but in her room, type of house, in what condition it is. Considering all these characteristics, we obtain the market value of the apartment. Today, in addition to search for similar objects in the papers, contact the appraisal company or to the realtors, the price of the apartment, please visit our magazine, where he works on-line calculator estimates the cost of housing. In Ryazan, the active housing is currently at the center of the city, Gorrosche, Sand, in Moscow, in specular, Oka. Price for apartments at these areas are presented in diagram (fig.1). The largest selection of apartments also have a secondary market in these areas. Fig. 1 Construction companies often specializes in the construction of a certain type of housing. Known real estate developers who build only luxury home in the small center. Cost per square meter in such housing today is on average 44.7 thousand rub. Other developers specialize in building homes economy class, relatively cheap and small apartments. In June, the price of such accommodation was an average of 31.0 thousand rubles / sqm. m. The apartment is the business class is 39.6 thousand rubles / sqm. m Prices for "brezhnevki", "Stalinka" and "Khrushchev" still in the range of 35-36 thousand rubles / sqm. m room Suites and the new fund is slightly more expensive – 36-36,5 thousand rubles / sqm. m. apartments luxury second fund estimated at 48.5 thousand rubles / sqm. m. According to the Office Rosreestra, in little more than a month (from March 13 to April 26 this year) the total number of registered rights to the accommodation was 13.174 thousand transactions, while from April 26 to May 31 – is 7.841 thousand Judging from these figures, we can state that the activity of participants in the real estate market is reduced, and it is typical for the summer. And 2010 is no exception. Published in the weekly number 23 'Dom.Stroy' (from 16.06.2010g.)