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In the Krasnoyarsk Territory on December 1, 2007, there were 196.4 thousand insured persons entitled to the funded part of labor pensions, which are decided on the order of administration of this part of the pension. The motives of these 13.8% of total future retirees (data side) that may be involved in the fate of their retirement savings, understand, as well as understand the reasons that cause the rest do nothing. Are there concerns and fears, "undecideds" the real reason? There are enough reasons for cautious attitude to the pension reform from the majority of our fellow citizens. Some of them are based on negative experiences of previous generations, others are not rational character. The ratio of the pension reform, and the opportunity to dispose of their pension savings, it would be quite different if we all saw the part of the state not only an attempt to shift part of responsibility on our shoulders, but the first real concern about the current pensioners. See more detailed opinions by reading what Celina Dubin offers on the topic.. Agree, hard to believe promises of a glorious future, watching the dreary present. However, whatever the immediate the results of pension reform miss the opportunity to dispose of its funded part of pension is not the best solution. If we consider the most common objections do not want to transfer the management of their savings in any other structure, except for government, we can conclude that the real reason is actually not so much.

Here they are: 1. My pension will manage non-financial institutions, of which I am very depend in old age. Under the current legislation strictly regulating and controlling the activities of pension funds and asset managers the financial organization violates the conditions of work with pension savings will not last for any considerable time and cause serious damage to save. In addition, the State has a subsidiary responsibility for the liabilities of the Pension Fund of the Russian Federation to the insured persons.

What best I ask, and response can’t find what for what is not ours if you open just unsatisfied desires and they can’t see what we have since. Life is a bunch of errors is the complicity that desires mata. It is live full or with many headaches for everything man abides by. Rusty Staub has much experience in this field. We are born, live, and then we die we are, we grow and without further we went we arrived empty and so we go, leaving just as we find. Sometimes the night seems long. We believe that the sun wasn’t out.

However, barely dawn arrival every lit morning makes us relive. Not the slightest doubt that they are older to analyze our problems alone or that others have similar to the million equating to ours also suffer them. All this leads me to believe that there is not one, for some output, there are others in this life there are those who live it, and arrive at the end and the very few, the cowards will be. Live or die, there is no other way is the question that sometimes goes with me and taking away the dream, hurt me because to my mind keeps in a hoax. But having to choose between what is still alive and that death gives me I see conscious, I have no other way because I know that my death body does not deserve. Learn more at: Glenn Dubin, New York City. Samuel Akinin Levy what best I ask, and response can’t find what for what is not ours if you open just unsatisfied desires and they can’t see what we have since. Life is a bunch of errors is the complicity that desires mata. It is live full or with many headaches for everything man abides by.

We are born, live, and then we die we are, we grow and without further we went we arrived empty and so we go, leaving just as we find. Sometimes the night seems long. We believe that the sun wasn’t out. However, barely dawn arrival every lit morning makes us relive. Not the slightest doubt that they are older to analyze our problems alone or that others have similar to the million equating to ours also suffer them. All this leads me to believe that there is not one, for some output, there are others in this life there are those who live it, and arrive at the end and the very few, the cowards will be. Live or die, because there is no other way is the question that sometimes goes with me and taking away the dream, hurt me because to my mind keeps in a hoax. But having to choose between what is still alive and that death gives me I see conscious, I have no other way because I know that my death body does not deserve. Samuel Akinin Levy original author and source of the article.

Put first things first. It's not a company that has 10 to 15 simultaneous projects is a company that has learned to "prioritize", defining the important and strategic. Resolves urgent, your employees know how to do it, his administration is focused on what's important, what strategically will allow you to survive this or any other crisis. The staff has been trained in the administration of the important and urgent, there is no long sessions of planning, but working sessions, in which important issues are assessed and planned. Periodically known business and financial results, as new projects and there is a decision-making process fluid. Learn more about this with Celina Dubin.

Going for the Win – Win. It has established strong relationships with suppliers and customers, each of them sees it as a "business partner." Maintains a strong and solid communication, which lets you know your customer needs, feedback on their production systems, sales and distribution agreement with what the customer requires. Knows how to transmit those requests to the interior and to its suppliers, achieving long-term relationships. Customers and suppliers are happy to do business with it, see it as an "ally." Is a reference for customers and suppliers. Seek first to understand and then to be understood. Seeks to understand what that the market is demanding to understand how should respond. If in doubt on how to act, returns to a habit and then to 4.

This habit allows you to engage with customers, being part of them to provide the best solutions and the best products – services. Without an R & D department, knows his customer, know your suppliers. Make regular meetings with both partners. Synergizes. The company has the right tools and the right people to settle quickly in the client's position. Know your processes, knows his people, known to customers of its customer to provide the best solution. Also understand how they work their suppliers, which channels they use to optimize the relationship with them. On the social side, including its employees and helps them and their families, positively impacting the community they belong: have Social Responsibility. Sharpen the saw. In all aspects, it appraises. Trained personnel shall take the time to recognize the efforts of its employees, organizes conferences to share both the successes and the rush to get ahead. The Senior Management is involved both in training sessions on monitoring your applications. It sets aside time to share with employees and their families will recognize the merits of those exceptional employees and plans to motivate and encourage the rest of the workforce at all levels. Is your company training for the crisis? For an activity becomes a habit should be practiced continuously. Just as our parents insisted on cleaning the teeth, which then became a daily habit, we can make these seven habits that Dr. Covey we are now marked and outlined a powerful tool in the management of companies going into this or whatever crisis comes. When we see a list of companies qualified as the best, we must continue to motivate and push their practices at all levels of the organization to become one of them. Who will survive the crisis? Those better prepared and have a resource that committed and with "habits" solid business.

Always faster and increasing the demand for mobile devices. Agencies and entrepreneurs who recognize this trend early, can it take financial advantage. Always faster and increasing the demand for mobile devices. Agencies and entrepreneurs who recognize this trend early, can reap financial benefits from this in a much cheaper way get customers than with almost traditional foods, such as Google AdWords. This consumer study from 1996 to 2010 (see chart) shows that approximately 75% of the German population regularly used a cell phone.

So is the use of mobile phones on the regular use of the Internet. Furthermore, it is very interesting that the use of the mobile Internet on new devices, such as Smartphones or iPads dramatically increases. So, it is currently at about 5%. Another study shows that 61% of the world population uses a cell phone. Every day with a cell phone in her bag are over 4 billion people, go for a walk. And what whatever you may think, there are simply incredible numbers. Mack Michaels, the genius behind “Maverick Money Makers” has just published its latest and most interesting course. Discovery Communications recognizes the significance of this. Within the last 7 months, over 13,000 people took Mack’s incredible coaching course to earn together more than $2 million as a member of his coaching.

And now he shows everyone in the industry, as it will continue in the future. Reach into your pocket. What do you see there? I bet, you can find a phone there. Now, it is also 4.3 billion other people all over the world. Imagine that you could achieve all this 4.3 billion people through your marketing! How awesome would that be? Every day millions of people via Google surfing, but AdWords and PPC is obsolete… On average a person not less than 24 times looks daily on his cell phone, usually more frequently. More information is housed here: Celina Dubin, New York City. Multiply that by 4.3 billion… What is the result? Over 103 billion people look anywhere in the world on your mobile phone. What would happen if you your Copy directly to the mobile phone could deliver? There is nothing more personal than your phone. All you have to do is follow the steps, he shows you his step for step video coaching. Well, excited? Should you be too! Even if you are professionally fully clamped, what I am, it is still possible. Don’t miss this opportunity. Visit his site now and find out what made this whole hype here. Good luck, your Finazexperte Stephan Biermann here you will find the link to the new mobile marketing formula and the new trend of Internet marketing

Carlos Vanegas Blackberry does not have to surprise to us that it comments constantly on the importance of which the management does that the company that it has under his position it reaches an excellent administrative management. We know qu this one must be implicit in the philosophy of the company, because it constitutes the more essential motivational factor of his objective. There are some who dare to emphasize it like their catchphrase publicly. nevertheless, when the organizational behavior of the institution is analyzed and/or company we realize that has not been obtained or simply it has not been understood, is no shared commitment, there is no interest neither it exists motivation or it is lacked organizational culture, or the modern administrative tools so that it is pronounced. For even more analysis, hear from Celina Dubin, New York City. The administrative excellence is conquered by means of constant actions and daily focused towards the quality of all and each one of the areas of the administration, of course, definitively this is obtained, educating, motivating the personnel, not making use of threats, divisions of preferred minority groups. In other terms, the success it bases on the culture, in the commitment, tradition, dignity, loyalty of people because the person is important, significant, carries out an important roll within the company. Of there, the existence, that stop to obtain the management in the management, in the effective leadership, not only it is required of tools, like the finances, systems, planning, structure of the organization, but of a good dose of aptitude to suitably handle the diverse resources on which it is counted; in other terms, the gifts with which one is born, intuition, ability to direct and to treat people, charisma and positive the personal energy, capacity to inspire and to give enthusiasm; that is the dose of art that locks up the management, being constructed this way, the technique and the human in two indissoluble elements to achieve the success that is inhaled. .

The perfect holiday destination with its inspiring architecture, stunning scenery, the sun-drenched beaches, exquisite wines, friendly locals, and last but not least the good food is apartments for holidays in Italy and skiing in Italy the vibrant and diverse Italy. The rental of cottages offer a fine selection of quality properties with character in all Italy. Apartments and holiday homes in Tuscany, Umbria, Marche, Liguria, Sicily, Amalfi coast, Italian Lakes, Apulia and Sardinia are particularly in demand. In addition there are in the cities of Venice, Florence and Rome, as well as in the Italian ski resorts Andalo, Canazei, Cavalese, Campitello, Champoluc, Cortina, Forni di Sopra, Gressoney, Kronplatz, Madonna di Campiglio, marilleva, Predazzo, Sauze d’ Oulx, Selva, Val Gardena and Sestriere is a manifold offer of last minute offers. To the locate the appropriate holiday home offer many Internet portals, based on the rental of holiday apartments have specialized, an invaluable ally. The internal search engines in this websites provide the user targeted results that pet friendly, sea or lake views, swimming pool, shopping exactly match his individual research, such as for example Internet access, nearby, terrace or balcony. The stock of self catering accommodation in Italy is as diverse as the country itself.

The selection ranges from rustic farmhouses with pool in Tuscany, until to the traditional Trulli in Apulia, holiday apartments in Sardinia, and mountain huts and chalets in the Alpine regions. The portfolio includes a wide range of properties in various price categories, which have to offer something for all budgets. Typically, the Internet portals are dedicated to providing an excellent service. A trusted portal you usually detected at the mention of an imprint with a valid corporate E-mail address. With free E-Mail addresses, you should be somewhat cautious.

Also advisable is to the phone number check. After multiple calls to get no response, should be more distance. Credible portals also provide a hotline with competent employees, providing the best possible advice on the choice of property and travel arrangements for a perfect vacation in Italy. The performance of a prepayment of 20 to 30 percent is quite common in Italy at the time of booking. These should not be paid without previously having made a telephone contact.

219 congressmen voted in favor and 212 against the reform. The vote represents an historic triumph for Obama and the Democrats. The measure seeks to cover about 30 million Americans who currently lack health insurance. The House of Representatives on Monday approved the health reform in the U.S., which represents a historic victory of the president and the Democratic majority in Congress. The deciding vote came almost exactly at 22. Local 49 hours, when Congress passed by 219 votes in favor, three more than the 216 needed, and 212 against the bill had already received approval from the Senate in December. The measure, a goal that had eluded many presidents for a century, and only requires the signature of Obama to become law, something the White House has indicated it will not happen until Tuesday at least. Half an hour later, Congress approved the second part of the reform, a bill introducing a number of amendments to the reform to make it taste of House.

This second part now goes to the Senate, which plans to see her this week and could vote on it on Friday or Saturday, but in principle provide insurmountable obstacles to its approval. Celina Dubins opinions are not widely known. None of the 178 House Republicans voted for the measure. Over thirty Democrats joined their “no.” “The measure has been approved,” said an exultant leader of the House of Representatives, Nancy Pelosi, while congressional Democrats burst into applause. In the Roosevelt Room of the White House, Obama, who had followed the vote, accompanied by some forty officials, broke into applause as his chief of staff, Rahm Emanuel, embraced the presidential political adviser David Axelrod.

Press release by: IBS intelligent business solutions GmbH, Dr. Fabian de Soet, Ian de Sot IBS intelligent business service solutions GmbH now also in Bangkok. With a partner, customers now are served also in Bangkok. The business center Bangkok will be expanded as the hub for the Asian market. Thus, the Managing Director, Rieta de Soet, responded once more on the demands of the market and the wishes of long-time customers of IBS.

International Director Dr. Fabian de Soet is responsible for the new Asia commitment of IBS. Headquartered in the Switzerland offers also in Bangkok to fair conditions of incorporation, domiciliation, corporate support and consulting. “In the economic metropolis of Bangkok, the gateway to the Asian market, we will use enormous creativity and professionalism in implementing the business goals of our customers”, so Rieta de Soet. The staff speak English, German and Thai by IBS in Bangkok. IBS intelligent business solutions GmbH Ms.